Everyday Budget — Excel Version (Yearly Automated)

A fully automated, formula-driven Excel budget for all 12 months. Perfect for digital users who want clarity, structure, and hands-free calculations.

✨ What’s Inside

• Fully formula-driven (no calculations needed)
• Monthly dashboard + data sheet
• Auto-totals for income, bills, spending, savings, and goals
• Works in Excel, Google Sheets, Numbers, and most spreadsheet apps
• Clean, simple layout designed for ease of use
• Supports both Canadian and U.S. budgeting styles

📊 Investment & Savings Categories Included

• TFSA / Roth IRA
• RRSP / 401(k)
• Targeted Funds
• Emergency Savings
• Monthly Bills
• Groceries & Household
• Personal Spending

📘 Mini Glossary (Beginner-Friendly)

TFSA: Tax-Free Savings Account (Canada) — growth is tax-free.
Roth IRA: U.S. retirement account where growth and withdrawals are tax-free.
RRSP: Canadian retirement plan with tax-deferred growth and potential tax deductions.
401(k): U.S. employer-sponsored retirement account with tax advantages.