✨ The Everyday Budget — Yearly Budgeting System PDF

A clean, simple, write-friendly printable budget system for all 12 months. Perfect for pen-and-paper planners, binder users, or anyone who prefers budgeting without a device.

✨ What’s Inside

• 12 monthly printable budget sheets
• Minimal, uncluttered layout for easy writing
• Reprintable every month
• Great for binders, planners, or tablet writing (GoodNotes/Notability)
• Supports both Canadian and U.S. budgeting styles
• Perfect for handwritten tracking and visual clarity

📊 Investment & Savings Categories Included

• TFSA / Roth IRA
• RRSP / 401(k)
• Targeted Funds
• Emergency Savings
• Monthly Bills
• Groceries & Household
• Personal Spending

📘 Mini Glossary (Beginner-Friendly)

TFSA: Tax-Free Savings Account (Canada) — growth is tax-free.
Roth IRA: U.S. retirement account where growth and withdrawals are tax-free.
RRSP: Canadian retirement plan with tax-deferred growth and potential tax deductions.
401(k): U.S. employer-sponsored retirement account with tax advantages.